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Information on Account Fees

Our sole purpose in life is to make yours easier. And we start by offering a wide array of checking options to fit any need.

Simply Free Checking
Of course, it doesn't get any simpler than FREE.

  • $2,500 I.D. Theft Insurance
  • LSB ID Gaurd available - click here for more information
  • Unlimited check writing
  • Free LSBankfone bank-by-phone service
  • Free online banking, bill pay* and e-statements
  • Overdraft protection availability
  • Unlimited LSB ATM transactions

Distinct Checking
The best things come to those who wait. And if you're 50+, you're entitled to many FREE and discounted services.

  • $2,500 I.D. Theft Insurance
  • LSB ID Guard available - click here for more information
  • Unlimited check writing
  • Free club checks
  • Free LSBankfone bank-by-phone service
  • Free online banking, bill pay* and e-statements
  • Earn better interest on on higher balances
  • Overdraft protection availability
  • Unlimited LSB ATM Transactions
  • Monthly fee is waived if you have direct deposit of maintain an average daily blance of $2,500+

Access Plus Money Market Account
Make the most of your money - the more money you deposit into this account, the higher your interest rate grows

  • Minimum deposit to open account is $1,000
  • Minimum balance of $5,000 avoids monthly service fee
  • Three checks or a total of six pre-authorized withdrawals / transfers per statement period, including checks without a charge

Overdraft Protection

  • When your checking account is overdrawn, we will automatically transfer funds to your checking account from a savings, Access Plus or another checking account.
  • A fee of $10.00 per transfer will be charged.
  • A notice will be sent notifying you of the transfer.

 

* Bill Pay is free for the first 90 days, thereafter free with five bills paid per month, otherwise $5 per month

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