This looks like the beginning of a beautiful friendship.

Click here for more information on Check 21 legislation

Click here for a PDF of a "Balancing Worksheet" for checking account reconciliation.

Our sole purpose in life is to make yours easier. And we start by offering a wide array of checking options to fit any need.

Rewards Checking

Rewards checking customers get more than just a great bank service. There are services from free club checks to everyday rebates, discount gift cards, triple-bureau credit reports, plus so much more. All at a very low monthly fee!

• Free personalized club checks
• Free LSB Bankfone^sm – 24-hours bank-by-phone
• Free online banking, bill pay*, and e-statements
• Overdraft protection available
• Earns interest on a low minimum balance
• Free travelers checks and cashier’s checks
• $5,000 ID Theft Insurance
• $10,00 Accidental Death and Disability Insurance
• Triple-Bureau Credit Reports
• LSB ID Guard
• Credit Alert ^®
• Everyday Rebate Rewards
• Discount Gift Cards
• Payment Card Protection
• 0.25% discount on consumer loans

Your Hometown Advantage

We are excited to offer you the advantage of local relationships. Advantage Checking is all about the perks of “relationship pricing”. The more financial connections you have with us, the more privileges you garner with Advantage Checking. Have a home loan, auto loan, savings account or more with us? Then this account is for you!

• Free personalized club checks
• Free LSB Bankfone^sm – 24-hours bank-by-phone
• Overdraft protection available
• Earns interest based on your balance
• Free travelers checks and cashier’s checks
• $50.00 discount on loan application fee
• Monthly fee waived if you have a $15,000 relationship balance (loans and/or deposits)
• $2,500 ID Theft Insurance
• LSB ID Guard available
• Unlimited check writing
• Unlimited LSB ATM transactions
• Free online banking, bill pay* and e-statements
• 0.25% discount on consumer loans

Simply Checking
Stability that’s simply for you!

• $2,500 ID Theft Insurance
• LSB ID Guard available
• Unlimited check writing
• Free online banking, bill pay* and e-statements
• Unlimited LSB ATM transactions
• 0.25% discount on consumer loans
• Monthly fee waived if you have direct deposit or 15 debit card transactions per month
• Free LSB Bankfone^sm – 24-hours bank-by-phone

Distinct Checking
Over 50? You’re entitled to many FREE and discounted services.

• $2,500 ID Theft Insurance
• LSB ID Guard available
• Unlimited check writing
• Free club checks
• Free online banking, bill pay* and e-statements
• Earn better interest on higher balances
• Unlimited LSB ATM transactions
• 0.25% discount on consumer loans
• Free travelers and cashier’s checks
• Affinion Travel Package which includes bonus travel 5% cash back, companion airfare, My Get Away Travel, Sojourns Travel Magazine
• Monthly fee waived if you have one of the two: direct deposit or maintain a minimum relationship balance of $5,000
• Free LSB Bankfone^sm – 24-hours bank-by-phone

Fresh Start Checking
This account is designed just for individuals who have had banking struggles in the past. Fresh Start Checking offers the convenience of having a checking account and debit card with a low monthly service fee with direct deposit. It also allows for online purchases and makes direct deposit payroll available while helping re-establish your banking history.

Fresh Start Basic Checking
Like Fresh Start Checking, this account is for individuals who have had banking struggles in the past. It is strictly a Debit/ATM card account with a low monthly service fee with direct deposit.

Access Plus Money Market Account
Make the most of your money - the more money you deposit into this account, the higher your interest rate grows

• Minimum deposit to open account is $1,000
• Minimum balance of $5,000 avoids monthly service fee
  
• Three checks or a total of six pre-authorized withdrawals / transfers per statement period, including checks without a charge

*Bill pay is free for the first 90 days. Thereafter, it is free with at least three bills paid per month. Otherwise, it is $5 per month.

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