Lafayette Savings Bank

Instant Access online banking
Local fax
LSBankfone
Notary Service
Signature guarantee

Simply Checking	No monthly maintenance fee
Rewards Checking	Membership fee of $8 per month
Distinct Checking (50+)	Maintenance fee of $8 per month unless account has Direct Deposit or $2,500 minimum balance
Statement Savings	$250 minimum balance* $5 per month charge below minimum* $1.00 per withdrawal over four each month
Access Plus Account	$15 per transaction over regulatory limit** $10 fee if balance falls below $5,000 during statement cycle
Christmas Savings	$10 early close-out fee
Preferred Savings	$10 if minimum falls below $10,000 per month $1 per withdrawal after four each month

* Minors, senior citizens and those with Social Security direct deposit are exempt
** Over three checks or six pre-authorized withdrawals/transfers per statement period (including checks).

General Fees

Account closing	<90 days of opening - $20
Accoutn research / account balancing / document research	$25 per hour OR $3 per page. $3 per check copy. History or statement $5 (FREE during current statement cycle)
Cashier's Check (varies by checking account)	$5 or free if over $1,000
Counter Check	First one free, after 1, $1 per check
Document or account research	$25 per hour or $3 per page. $3 check copy. History or statement $5 (free during current statement cycle)
Dormant account fee	$10 per month***
Fax (local)	$1 per page
Garnishment / Levy / Court Order	$50
Instant Access bill pay	Free for the first 90 days. Thereafter, the $5 monthly fee will be waived if five bills are paid per month.
Money Order (varies by checking account)	$3
Non-sufficient funds	$31 - returned item $31 - paid item
Overdraft Protection	$10 per transfer
Photocopy	$0.25 per page
Returned deposited item	$8
Stop payment charge	$31
Telephone Transfer	$10 (LSBankfone no charge)
Traveler's Checks (varies by checking account)	1% of checks for 1 signer 2% of checks for 2 signer
Verification	$5
Wire Transfer	Incoming - no charge Domestic - $15 (before 2 p.m.) Domestic - $20 (after 2 p.m.) Foreign - $45 LSB's routing number 274971761

***Savings accounts are considered dormant after three years of no activity; checking accounts after one year no activity.

ATM Fees (varies by checking account)

Deposits at non-LSB ATMs	$1.50
Withdrawal from non-Star ATM within state of Indiana	$1.50
Withdrawal from from any ATM outside state of Indiana	$1.50
Star/VISA® Replacement Card	$5
Star replacement PIN#	after 3, $1.50

Safe Deposit Boxes

Charge per year	Customer		Non-customer
Charge per year	Pay w/check	Auto Debit	Non-customer
3x5	$25	$20	$30
5x5	$30	$25	$40
3x10	$50	$40	$65
5x10	$65	$55	$80
10x10	$100	$90	$125
Refundable key deposit			$25
Lock replacement due to lost keys			$100

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