Maintenance fee of $15 per month unless you have a minimum relationship balance of loans or deposits
of $15,000.
Distinct Checking (50+)
Maintenance fee of $10 per month unless you have either direct deposit or a $5,000 minimum relationship balance
Fresh Start Checking
Maintenance fee of $9.95 per month or $6.95 per month with direct deposit
Fresh Start Basic Checking
Maintenance fee of $9.95 per month or $6.95 per month with direct deposit
Rewards Checking
Maintenance fee of $8 per month
Simply Checking
Maintenance fee of $5 per month unless you have direct deposit or 15 debit card transactions per month
Statement Savings
$5 if minimum balance falls below $250 per month*
$1.00 per withdrawal after four each month
Access Plus Money Market
$15 per transaction over regulatory limit**
$10 fee if balance falls below $5,000 during statement cycle.
Christmas Savings
$25 early close-out fee
Preferred Savings
$10 if minimum falls below $10,000 per month
$1 per withdrawal after four each month
* Minors, senior
citizens and those with Social Security direct deposit
are exempt
** Over six checks or six pre-authorized withdrawals/transfers
per statement period.
$25 per hour or $3 per page. $3 check copy.
History or statement $5.
Dormant account fee
$10 per month***
Instant Access bill pay
Free for the first 90 days. Thereafter, the $5 monthly fee will be waived if three bills are paid per month.
Non-sufficient funds
•Small overdraft (< $5) – Free
1st overdraft in calendar year - $25
•2nd to 4th overdraft in calendar year - $33
•5th and greater overdraft in calendar year - $36
•Daily overdraft fee - $5 per day beginning the 6th day of an overdraft occurrence. No daily fee
if account is current by the end of the 5th day
•Total overdraft limit per day – limit to $350 per day
•Transfer from another LSB account - $10 per transfer
Stop payment charge
$36
Returned deposited item
$10
Fax (local)
$1 per page
Canadian Check Cashing Fee
$10
Non-Customer Check Cashing Fee
$6
Coin Counting Fee
10% of balance
Telephone Transfer
$10
Photocopy
$0.25 per page
Account closing
<90
days of opening - $25
ATM Fees (varies by checking account)
VISA replacement card - $5 / Replacement PIN # - after 3, $1.50 / Non-LSB ATM - $2.00
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Account
Fees
